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Technology investment part of strategy to double its revenue every five years New solution has cut down on processing time from one day to just minutes BIBD At-Tamwil Berhad online slot machines real money paypal a subsidiary of Bank Islam Brunei Darussalam (BIBD), the largest Islamic bank in the country has reported an increase of 20% or more in auto loan bookings since it implemented a mobile decision management application.   The application’s development of the application was done using technology.

From predictive analytics and decision management software company online slot machines real money paypal Fico.   “We felt customers were waiting too long for loan approvals using our old system,” said Irwan Lamit, managing director of BIBD At-Tamwil, which helps more than 14,000 Brunei consumers every year to finance new and used cars or motorbikes.   “With this new approach, we’ve cut the process from a potential 24 hours down to mere minutes while still effectively managing risks,” he added.  .

The company’s ability to provide on-the-spot decisions for loans has been the driving factor in boosting business.   Its marketing agents at car dealerships now use iPads to process credit applications at the car lot online slot machines real money paypal entering the customer’s financial information into the mobile app, along with photographs of important documents such as identity cards and payslips.   This information, along with credit bureau data, is then analysed using predictive analytics and business rules within Fico.

Blaze Advisor decision rules system to provide a loan approval decision.   This customer-centric approach has streamlined the experience online slot machines real money paypal increasing buyer satisfaction and therefore sales.   Dinesh Pereira, who manages Fico’s business in Brunei, added that the solution developed for BIBD At-Tamwil is a great example of the use of customer-focused technology in the financial services industry to drive profits.   “The automation of decision processes minimizes the need for manual reviews, while ensuring consistency.